Kikoff | #1 Credit Builder

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Why Kikoff

How it works

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1-844-741-9292

Credit goals?‍
Whether you need a loan or new wheels, better credit can help.

The faster way to build credit.

No credit checks, hidden fees, or interest.
Plans from $5/month

Get Started

Helping credit builders score.

No credit checks, hidden fees, or interest.

Proven results

Users with starting credit under 600 grew an average of +84pts in just a year with on-time payments

Trusted by bureaus

The power of Tri-bureau: Kikoff reports to all 3 major credit bureaus: Equifax, Experian, & TransUnion.

Loved by fans

Kikoff is an all-time fan favorite—just ask the internet: 99% of App Store reviews are 4-stars or higher.

Plans from $5/month

Start with a plan,
skip the credit check

Credit builder plans starting at $5/month* that help you build credit when you pay on time.
Sign up in minutes. Cancel anytime.
No credit checks. No hidden fees. No interest.

Start

Score more without breaking a sweat

Your Kikoff tradeline instantly adds to your credit mix, grows your average account age, & can help you to build payment history & lower utilization with on-time monthly payments.

More ways to win,
all in one place

Kikoff helps elevate your rise to credit success. Monitor & master key credit tactics with a bottomless credit building toolbox.

Track progress & tackle goals
Build credit with rent payments
Flag errors & file disputes in minutes

Kikoff Credit Service

‍Plans & pricing

Kikoff Basic

Our most popular plan.
Low cost, no frills.

$5/mo

Get Basic

$750 Kikoff tradeline
No credit check
Reports to Equifax
Reports to Experian
Reports to TransUnion
Tools, tracking, & insights
Bank-level security & support
View your Equifax score & full credit report

Kikoff Premium

Our most balanced plan.
Packed with extra features.

$20/mo

Get Premium

$2500 Kikoff tradeline
Rent Reporting
No credit check
Reports to Equifax
Reports to Experian
Reports to TransUnion
Tools, tracking, & insights
Bank-level security & support
View your Equifax score and full credit report
View your Experian score and full credit report
View your TransUnion score and full credit report

Kikoff Ultimate

Our most powerful plan.
Everything, plus protection.

$35/mo

Get Ultimate

$3500 Kikoff tradeline
$1M Identify theft insurance
Personal data protection
Rent Reporting
No credit check
Reports to Equifax
Reports to Experian
Reports to TransUnion
Tools, tracking, & insights
Bank-level security & support
View your Equifax score and full credit report
View your Experian score and full credit report
View your TransUnion score

Reviews

Marquita

Each time I was checking my credit, points were just accumulating. My credit has improved 156 points with Kikoff.

Oakland, CA

Sammy

I was ready to clean up my credit but I didn't have a ton of options. Kikoff worked and I still don't know how. Up to 700 after a year.

Detroit, MI

Lila

i couldn't get a car to save my life n Kikoff helped get me from 545 to like 6 something in like 2 months. def worked for me!!!! thank yoouuuuu ⭐️⭐️⭐️⭐️⭐️

Atlanta, GA

Keshawn

My credit was in the 400s.... I didn't even know credit could go that low. Now it's in the 600s. Don't even think about it, just sign up.

Oakland, CA

Marquita

Each time I was checking my credit, points were just accumulating. My credit has improved 156 points with Kikoff.

Oakland, CA

Sammy

I was ready to clean up my credit but I didn't have a ton of options. Kikoff worked and I still don't know how. Up to 700 after a year.

Detroit, MI

Lila

i couldn't get a car to save my life n Kikoff helped get me from 545 to like 6 something in like 2 months. def worked for me!!!! thank yoouuuuu ⭐️⭐️⭐️⭐️⭐️

Atlanta, GA

Keshawn

My credit was in the 400s.... I didn't even know credit could go that low. Now it's in the 600s. Don't even think about it, just sign up.

Oakland, CA

Get Started

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Credit goals?‍ Whether you need a loan or new wheels, better credit can help.

No credit checks, hidden fees, or interest. Plans from $5/month

Helping credit builders score.

No credit checks, hidden fees, or interest.

Proven results

Users with starting credit under 600 grew an average of +84pts in just a year with on-time payments

Trusted by bureaus

The power of Tri-bureau: Kikoff reports to all 3 major credit bureaus: Equifax, Experian, & TransUnion.

Loved by fans

Kikoff is an all-time fan favorite—just ask the internet: 99% of App Store reviews are 4-stars or higher.

Kikoff Credit Service

‍Plans & pricing

Kikoff Basic

Our most popular plan. Low cost, no frills.

$5/mo

Kikoff Premium

Our most balanced plan. Packed with extra features.

$20/mo

Kikoff Ultimate

Our most powerful plan. Everything, plus protection.

$35/mo

Reviews

Marquita

Sammy

Lila

Keshawn

Marquita

Sammy

Lila

Keshawn

Credit goals?‍
Whether you need a loan or new wheels, better credit can help.

No credit checks, hidden fees, or interest.
Plans from $5/month

Our most popular plan.
Low cost, no frills.

Our most balanced plan.
Packed with extra features.

Our most powerful plan.
Everything, plus protection.